Secret of Rich People

Agak lama saya tak menulis. Saja nak bagi kesempatan untuk anda betul-betul 'khatam' bab 'saving' tu.. hoho ;p

Saving is very important. Sebelum anda terfikir untuk melaburkan wang anda.. anda perlu menyimpan terlebih dahulu. Sebagai manusia biasa.. memang agak susah untuk kita mendisiplinkan diri kita untuk melakukan 'regular saving'. Jadi.. jika anda tak mampu menyimpan secara sukarela.. anda perlu memaksa diri anda untuk menyimpan. Hendak seribu daya.. tak hendak seribu dalih ;)

Do you want to know the secret of rich people? It is very simple.. they know the difference between spending money and using money. So.. they know which one should be minimized and which one should be maximized. Do you know what is the difference? Please don't spell.. I know how to spell the word :p

Spending money means you give away your money. Anda membelanjakan wang anda untuk sesuatu yang menyebabkan wang anda makin sikit.. makin susut.. makin berkurang. Ayat mudahnya.. all the expenses.. doodads.. liabilities.. semua tu la.

On the other hand.. using money means you invest your money. Anda menggunakan wang anda untuk sesuatu yang menyebabkan wang anda makin banyak.. makin bercambah.. makin bertambah. In other word.. all the assets.. investments.. etc.

Soalan cepu emas.. kalau anda membelanjakan wang anda untuk membeli buku-buku Rich dad collection.. spending money or using money? ;)

Now you already know the secret. So.. you must control and try to minimize all your expenses and say no to all doodads and liabilities. Use your money wisely for increasing your assets and investments.

Gaya macam mudah je kan? Mudah kalau kita tahu rahsia dan caranya ;) So.. rasa bersemangat nak menggunakan wang anda untuk memulakan pelaburan pertama? Nak tahu apa pelaburan yang terbaik sebagai permulaan? Kita berhenti dulu.. will be continued in the next entry ;p

Wajah Baru

Blog saya berwajah baru. Penghargaan untuk 'designer' merangkap kawan lama saya.. Amni =)

Amni.. thanks a lot. Nanti pekena laksa SPU ek ;p

Kebetulan bukan satu perancangan.. wajah baru.. mudah-mudahan memberi satu momentum baru.. suntikan baru.. moga-moga saya mampu ;)

"The world is round and the place which may seem like the end may also be the beginning." - Ivy Baker Priest

Tergoda??

Malaysia Mega Sale Carnival 2007 is back started from 16th June until 2nd September. Are you shopaholic? Check this out.. 'dasatnye'..

Want to buy your children clothes and baby stuffs? looking for a new furniture for your house? Lets find out here..

Want to know more? Visit this website..

So.. how? tergoda tak? ;p

Macam menakutkan je tengok their spending habit. Saja je post entry ni.. nak test you guys tahan godaan ke tak. Luckily I'm staying at a small village.. kurang sikit godaan.. hoho ;)

We will talk about using and spending money later in the next entry.

Define.. Set Up.. Believe.. Action!!

Do you want to be rich?
Yes, I want to!
Of course I want to be rich!
Absolutely, everybody want to be rich!

Do you believe you could be rich?
I guest not.
I'm not so sure.
Emmmmmmmmmm.. maybe I could.

How do you want to be rich?
Marry a rich guy.
I don't know.
Never think about that.

Everybody want to be rich but they don't believe they could be rich and they don't know how to be rich. I'm not a rich woman but I have a dream by 20** I will be rich and I deeply believe that I could make my dream comes true. I'm also a 'never graduated' student of financial freedom school of thought.

First you must know the definition of wealth or being rich because every person has their own interpretation about this topic. Ask everyone around you how they define wealth or being rich. These answers may come along.. having RM 1 million.. owning big house and expensive car.. traveling all over the world.. etc.

According to Robert Kiyosaki.. being rich is not just about owning 1 million dollars or a piece of real estate. It is more than just that. It is about cashflow.. incoming and outflowing of money. He defined wealth or being rich as the number of days which you can survive without working. Thus.. as long as you can survive without working and able to get out of bed when you finished sleeping.. you are being rich!

Once you have clear understanding about wealth or being rich.. you may start thinking about your financial goals. Take your time and think deeply what you want to achieve in the future in term of financial aspect.

"Dream what you dare to dream. Go where you want to go. Be what you want to be. You can if you believe you can. Believe in yourself and others will too."

You must believe in whatever you dream and whatever you want to be because you are what you think you are. Lets take a look at our national football team. Everybody who are related to the team such as FAM.. manager.. coach.. players.. etc always say that we are at ranking 149.. other teams are much better than us.. we can't bet them.. we are not at the same par as them. No wonder we were thrashed by China and Uzbekistan and became the first host eliminated from the Asian Cup!

Now you already understood the meaning of wealth or being rich.. you have also set up your financial goals and you are strongly believe that you could achieve your goals. Finally.. it is time for you to learn how you could be rich and put that law of momentum into action!

"Greatness is not in where we stand.. but in what direction we are moving. We must sail sometimes with the wind and sometimes against it.. but sail we must and not drift.. nor lie at anchor." - Oliver Wendell Holmes

You won't go anywhere if you don't take action. It doesn't matter whether the action is right or wrong. If you are right you will step forward. If you are wrong you could learn from the mistake and keep moving. Sometimes you up sometimes you down. That the process that you have to face throughout the journey in pursuing your dream.

Every journey begin with the first step. If we don't take the first step.. the journey can't be started. So.. lets take our first step here..

Which One is Yours?

Hari ini saya nak bagi ‘assignment’ untuk anda semua. Saya nak anda tulis sebuah karangan bertajuk “Diari Hidupku di Bulan Januari.” Kenapa? Tak percaya? Tulis je la. Banyak tanya la pula.. Hello.. apa tunggu lagi.. mula la menulis ;)

Pada 1hb Januari.. bla bla bla..
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Pada 31hb Januari.. bla bla bla..

Dah siap? Cepatnya.. Bahasa Melayu penulisan dapat berapa masa SPM? :p

Okey.. sekarang tulis pula karangan kedua bertajuk “Diari Hidupku di bulan Februari.” Hah? Banyak? Apa pula banyak.. baru dua karangan. Nak hadiah ke tak? Nak? Pergi minta dekat orang lain :p

Pada 1hb Februari.. bla bla bla..
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Pada 28hb Februari.. bla bla bla..

Amboi.. ni lagi cepat siap. Senang? Senang sangat ek? Okey la.. dah senang sangat.. tulis lagi karangan tajuk yang sama untuk bulan Mac sampai Disember. Hah.. baru tahu.. tadi kata senang.. pergi la tulis.. membebel pula :p

Alhamdulillah.. dah siap semua 12 karangan. Rasa-rasa anda apa isi semua karangan tu? Apa rumusan yang boleh dibuat dari bulan Januari sehingga Disember?

Dalam proses menambah ilmu pengetahuan berguna. Bagus! Teruskan!

Sedang meneroka pelbagai cabang baru yang mampu mengubah taraf kehidupan. Mantap! Semoga berjaya!

Peningkatan perjalanan hidup yang ketara dari bulan pertama hingga akhir. ‘Superb!’ Noktah!

Hah! Sama je? Tak ada apa-apa yang menarik? Dapat gaji senyum nampak gusi.. bayar duit kereta.. rumah.. Court Mammort.. bil api air Astro.. PTPTN.. belanja makan minum.. duit sekolah anak.. bla bla bla.. poket kering hati runsing. Hmm.. no komen! :p

Sedar atau tidak inilah perjalanan hidup kebanyakan orang di sekeliling kita.. saudara-mara.. jiran tetangga.. kawan-kawan dan sebagainya. Tak kisah la samada dia seorang pegawai besar di syarikat ternama mahupun hanya seorang kuli di sebuah kedai kopi. Hakikatnya mereka tetap berlegar dalam pusingan yang sama. Bagaimana pula dengan anda? Adakah anda juga berada dalam kelompok yang sama? Tepuk dada.. baca karangan anda ;p

Sekarang zaman informasi.. dunia berlegar di hujung jari.. hanya sebilangan insan menyedari.. yang lain terus terperangkap di zaman industri. Tak salah mengaku hakikat diri.. lebih baik sekarang disedari.. daripada dibiar melarat di kemudian hari.

Ayuh.. tekadkan impian.. pasakkan keazaman.. berusaha dan berjuanglah untuk memperbaiki taraf kehidupan anda. Bukan semata-mata untuk diri anda dan keluarga sahaja tetapi untuk nikmat sekalian ummah. Bukankah lagi banyak kita miliki.. lagi banyak boleh diberi. Ingat hidup ini bukan hanya tentang dia dan anda tetapi tentang kita semua ;)

Ingin memulakan langkah pertama? Jawapannya ada di sini..